1. Registration
- You may be required to register an account to use certain services. By registering, you agree that all provided information is accurate, that you will keep it updated, and that you are responsible for maintaining confidentiality of your credentials.
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You may be required to register and/or create an account to use certain Website Services. If you wish to register and/or create an account, you may be required to provide information about yourself (e.g., your name and/or email address), and may be required to choose a username and password ("Registration Credentials").
You represent and warrant that:
- all required registration information you submit is truthful and accurate;
- you will maintain the accuracy of such information; and
- your use of the Website Services does not violate any applicable law or regulation or the terms of this Agreement. You are entirely responsible for maintaining the confidentiality of your username and password and will notify us of any suspected unauthorized use. You agree not to use any third party"s login name or password at any time. You are solely responsible for any and all use under your Registration Credentials. You may delete your username at any time, for any reason, by following the instructions on the Website. Ai-Locker Mobile Finance may suspend or terminate your username in accordance with Section 11.
2. Website Services
- Public Website Content. Subject to the terms of this Agreement, Ai-Locker Mobile Finance grants you a revocable, non-transferable, non-exclusive, royalty-free, fully paid, worldwide license to reproduce and publicly display and perform the documents and other information and content made publicly available by Ai-Locker Mobile Finance on the Website (the "Public Website Content") solely for lawful purposes.
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Private Website Content. Provided that your Registration Credentials are accepted and (if required, as indicated by the Website) provided that you have purchased the Company"s products, subject to the terms of this Agreement, Ai-Locker Mobile Finance grants to you a revocable, non-transferable, nonexclusive, royalty-free, fully paid, worldwide license to download, use, and view the documents and other information and content not made publicly available by Ai-Locker Mobile Finance on the Website (the "Private Website Content") solely for the purpose of using the Private Website Content as a bona fide applicant for employment, current or potential customer, current or potential business partner, or current or potential investor of the Company. You may not use the Private Website Content for any competitive or other purpose. Private Website Content may include, without limitation, data sheets, technical documentation and information, tools and/or webinars. To the extent any Private Website Content is Ai-Locker Mobile Finance confidential information under any non-disclosure agreement or other applicable written agreement between you and Ai-Locker Mobile Finance, the obligations in any such agreement, including your confidentiality obligations, are in addition to and supplement your obligations under this Agreement and such agreement is intended to remain a separate agreement.
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Forums. Provided that your Registration Credentials are accepted and (if required, as indicated by the Website) provided that you have purchased the Company"s products, subject to the terms of this Agreement, Ai-Locker Mobile Finance grants to you permission to post comments, feedback, bugs, problems and/or questions regarding the Company"s products and services on designated forums, message boards, blogs, or other locations of the Website (each a "Forum" and collectively "Forums"), solely in compliance with Section 4 (Acceptable Use Policy) and subject to Section 3 (User Content).
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Restrictions. The rights granted to you in this Agreement are subject to the following restrictions:
- you shall not license, sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Website Services;
- you shall not display, disclose, or make the Private Website Content, or Forums available to any third party;
- you shall not modify, make derivative works of, disassemble, reverse compile or reverse engineer any part of the Website Services;
- you shall not access the Website Services in order to build a similar or competitive product or service;
- except as expressly stated herein, no part of the Website Services may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means; and
any future release, update, or other addition to functionality of the Website Services shall be subject to the terms of this Agreement. All copyright and other proprietary notices on any Website Content must be retained on any copies.
Modification. Company reserves the right, at any time, to modify, suspend, or discontinue the Website Services or any part thereof with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Website Services or any part thereof.
Ownership. You acknowledge that all the intellectual property rights, including copyrights, patents, trademarks, and trade secrets, in the Website Services (excluding any User Content) are owned by Ai-Locker Mobile Finance or Ai-Locker Mobile Finance"s licensors. The provision of the Website Service does not transfer to you or any third
3. User Content
- Responsibility for Content. "User Content" means any and all information and content displayed, shared, uploaded, transferred, published, posted, used, distributed or disseminated with the Website Services by a Website user or through such user"s Registration Credentials. You are solely responsible for your User Content. You assume all risks associated with use of your User Content, including any reliance on its accuracy, completeness or usefulness by others, or any disclosure of your User Content that makes you or any third party personally identifiable. You hereby affirm, represent, and warrant that
- you own, or have the necessary licenses, rights, consents, and permissions to use, and authorize Website users to use, your User Content as described here in and
- your User Content does not violate the Acceptable Use Policy. You may not state or imply that your User Content is in any way provided, sponsored or endorsed by Ai-Locker Mobile Finance. Because you alone are responsible for your User Content (and not Ai-Locker Mobile Finance), you may expose yourself to liability if, for example, your User Content violates the Acceptable Use Policy. Ai-Locker Mobile Finance is not obligated to backup any User Content. You are solely responsible for creating backup copies of your User Content. We will protect User Content in accordance with the Privacy Policy.
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License. By using your User Content with the Website Services, you automatically grant, and you represent and warrant that you have the right to grant, to Ai-Locker Mobile Finance an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use your User Content, and to grant sublicenses of the foregoing. If you choose to share materials, solutions and/or ideas with others using the Website Services, you agree to irrevocably waive (and cause to be waived) any claims and assertions of moral rights or attribution with respect to your User Content.
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Feedback. Company will treat any feedback or suggestions you provide to Company as non-confidential and non-proprietary. Thus, in the absence of a written agreement with Company to the contrary, you agree that you will not submit to Company any information or ideas that you consider to be confidential or proprietary.
4. Acceptable Use Policy
When using our Website, you agree not to:
- You will not violate any law, regulation, or obligations or restrictions imposed by any third party.
- Your User Content will not be unlawful, harassing, abusive, tortious, threatening, harmful, invasive of another"s privacy, vulgar, defamatory, false, intentionally misleading, trade libellous, pornographic, obscene, offensive or otherwise objectionable.
- Your User Content will not violate any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right.
- You will not use any material or information made available through the Website Services in any manner that infringes any copyright, trademark, patent, trade secret, or other proprietary right of any party.
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You will not download any file posted by another Website user that you know, or reasonably should know, cannot be legally reproduced, displayed, performed, or distributed in such a manner.
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You will not falsify or delete any copyright management information, such as author attributions, legal or other proper notices, or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
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You will not misrepresent the source of any of your User Content.
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You will not send unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of duplicative or unsolicited messages, whether commercial or otherwise.
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You will not advertise or offer to sell or buy any goods or services for any business purpose on the Website Services.
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You will not harvest, collect, gather or assemble information or data regarding other users, including screen names, e-mail addresses or other identifiers, without their consent.
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You will not conduct load testing, probing, scanning, penetration or vulnerability testing of the Website Services.
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You will not upload, transmit, or distribute any computer viruses, worms, Trojan horses, spyware or any software intended to damage or alter a computer system or data.
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Your User Content will not contain any instructions, software or other materials that would allow other Website users or third parties to harm other users" computers or to inappropriately access software or websites.
- You will not monitor any data, information or communications on systems or networks connected to or used together with the Website Services. You will not attempt to intercept, redirect or otherwise interfere with communications intended for others.
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You will not interfere with or disrupt servers or networks connected to the Website Services or violate the regulations, policies or procedures of such networks.
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You will not attempt to gain unauthorized access to the Website Services, other computer systems or networks connected to or used together with the Website Services, through password mining or other means.
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You will not falsely impersonate any other person in the Forums, including any Ai-Locker Mobile Finance employees or agents.
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Your User Content will not include any driver"s license numbers, passport numbers, social security, tax ID or similar numbers, bank, checking, credit card, debit card, financial, or other personal account numbers and financial or health information.
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Your User Content will not include any driver"s license numbers, passport numbers, social security, tax ID or similar numbers, bank, checking, credit card, debit card, financial, or other personal account numbers and financial or health information.
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You will not engage in disruptive activity in the Forums, such as persistent off-topic contributions or comments.
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You will not harass or interfere with another user"s use and enjoyment of the Website Services.
5. Enforcement
We have the right (but not the obligation) to review any User Content that is used with the Website Services and delete (or modify) any User Content that in our sole judgment violates this Agreement, is used in a way that in our sole judgment would violate this Agreement, or may otherwise violate the rights, harm, or threaten the safety of any user or any other person, or create liability for us or any user. In addition to the foregoing, we may elect to not post any submitted User Content on the Forums or delete (or modify) any User Content posted on the Forums in our sole discretion. We reserve the right (but have no obligation under this Agreement) to investigate and/or take appropriate action, including legal action, in our sole discretion against you if you violate this provision or any other provision of this Agreement, including removing your User Content from the Website Services (or modifying it), terminating your Registration Credentials in accordance with Section 11, and/or reporting you to law enforcement authorities. In order to cooperate with legitimate governmental requests, subpoenas or court orders, to protect our systems and customers, or to ensure the integrity and operation of our business and systems, we may access and disclose any information we consider necessary or appropriate, including but not limited to your Registration Credentials, IP addressing and traffic information, usage history, and your User Content.
6. Third-Party Ads, Websites & Services
- Third-Party Ads and Websites. The Website Services might contain advertisements of third-parties or links to third-party websites, including those for Third Party Services (defined below), (collectively, "Third-Party Ads and Websites"). Such Third-Party Ads and Websites are not under the control of the Company. Company is not responsible for the content or links in any Third-Party Ads and Websites. Company provides these Third-Party Ads and Websites only as a convenience and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Ads and Websites. You use all content and links in Third-Party Ads and Websites at your own risk. When you leave the Website, our terms and policies no longer govern. You should review applicable terms and policies, including privacy and data gathering practices, of any Third-Party Ads and Websites, and should make whatever investigation you feel necessary or appropriate before proceeding with any transaction with any third party.
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Third Party Services. Ai-Locker Mobile Finance may make certain Website Services available to you through third party service providers ("Third Party Website Services") (e.g., certain Website Services may be hosted by or provided by third party service providers on behalf of Ai-Locker Mobile Finance). The terms of use, acceptable use policies, and other policies of such third party service providers may apply to your use of such Third Party Website Services, in addition to the terms and conditions herein.
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Other Users. Each Website user is solely responsible for any and all User Content that is posted by such user on the Website Services. Because we do not control User Content, you acknowledge and agree that we are not responsible for any User Content and we make no guarantees regarding the accuracy, currency, suitability, or quality of any User Content, and we assume no responsibility for any User Content. Your interactions with other Website Services users are solely between you and such users. You agree that Ai-Locker Mobile Finance will not be responsible for any loss or damage incurred as the result of any such interactions. If there is a dispute between you and any Website Services user, we are under no obligation to become involved.
7. Disclaimers
The website and its services, including any third-party services, are provided on an "as-is" and "as available" basis. We expressly disclaim all warranties and conditions of any kind, whether express or implied. This includes, but is not limited to, implied warranties or conditions of merchantability, fitness for a particular purpose, title, quiet enjoyment, accuracy, and non-infringement.
We do not guarantee that the website or its services, including any third-party services, will meet your requirements. We do not guarantee that they will always be available, uninterrupted, timely, secure, or error-free. We also do not guarantee that the website or its services will be accurate, reliable, complete, legal, or safe.
We make no warranty regarding any products or services linked to or associated with the website, including those found in third-party advertisements or on third-party websites.
Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusions may not apply to you.
8. Limitation of Liability
In no event shall we be liable to you or any third party for any loss of profit, or for any indirect, consequential, exemplary, incidental, special, or punitive damages arising from your use of the website or its services, including any third-party services, even if we have been advised of the possibility of such damages.
Your access to and use of the website and its services, including any third-party services, are entirely at your own discretion and risk. You are solely responsible for any damage to your computer system or loss of data that may result from using these services.
Despite anything stated in this Agreement, our total liability to you for any damages arising from or related to this Agreement, regardless of the cause or type of action, shall never exceed one U.S. dollar ($1). Multiple claims will not increase this limit.
Some jurisdictions do not allow the exclusion or limitation of liability for incidental or consequential damages, so the above limitation may not apply to you. You may also have additional legal rights that vary depending on your location.
9. Release
You hereby release us, our officers, employees, agents and successors from claims, demands, any and all losses, damages, rights, claims, and actions of any kind including personal injuries, death, and property damage that is either directly or indirectly related to or arises from any interactions with or conduct of other Website users or Third-Party Ads and Websites.
10. Indemnity
You agree to indemnify and hold Ai-Locker Mobile Finance, its parents, subsidiaries, affiliates, any related companies, its suppliers, licensors and partners, and the officers, directors, employees, agents and representatives of each of them harmless, including costs and attorneys" fees, from any claim or demand made by any third party due to or arising out of
- your access, download, or use of the Website Services,
- your User Content, and/or
- your violation of this Agreement. Ai-Locker Mobile Finance reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us and you agree to cooperate with our defense of these claims. You agree not to settle any matter without the prior written consent of Ai-Locker Mobile Finance. Ai-Locker Mobile Finance will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.
11. Installation and Implementation
- Installation Responsibility
The Customer shall be solely responsible for the installation, configuration, and activation of the Software or Application on its devices, systems, or infrastructure, at its own cost and expense.
- Installation Requirements
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The Customer must ensure that all hardware, operating systems, network connections, and device permissions meet the minimum technical specifications prescribed by the Company. The Company shall not be held liable for any installation failure resulting from inadequate system requirements or third-party configurations.
- Support During Installation
The Company may, at its discretion, provide remote or on-site installation support, subject to mutually agreed service terms or applicable support fees. Such assistance shall not affect the Customer"s primary responsibility for completing the installation.
- Risk and Responsibility
All risks associated with installation, including data loss, configuration errors, or interruption of services, shall be borne by the Customer unless caused directly by the Company"s gross negligence or willful misconduct.
11. License Grant
- Grant of License
Subject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable license to:
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Access and use the App and its features solely for personal or authorized business EMI management;
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Utilize the App to track, manage, and enforce EMI-related obligations on devices enrolled under your account.
- Restrictions
You agree not to:
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Copy, modify, distribute, sublicense, or create derivative works based on the App;
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Reverse engineer, decompile, disassemble, or attempt to derive the source code of the App;
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Circumvent, disable, or tamper with any security features, including device lock or payment verification mechanisms;
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Use the App for any unlawful, fraudulent, or unauthorized purpose.
- Ownership Rights
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The App, including all software, trademarks, logos, content, and intellectual property, remains the exclusive property of AI Locker or its licensors.
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This License does not grant any ownership rights, and all rights not expressly granted are reserved by the Company.
- Revocation of License
- The Company may revoke or suspend this License at any time if you violate these Terms, fail to comply with EMI obligations, or engage in unlawful or abusive activity.
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Upon revocation, you must cease all use of the App and uninstall it from your devices immediately.
12. Automatic Renewal
Ai Locker App services may be offered on a recurring basis. By enrolling in a service, you authorize the Company to automatically renew your service at the end of each billing period unless you cancel in accordance with these Terms. Renewal payments will be charged at the current service rate using the payment method provided during initial subscription or updated by you prior to the renewal date. You may cancel automatic renewal at any time via the App or by contacting support; however, cancellation must occur before the next billing cycle to avoid being charged for the upcoming period. Cancellation of automatic renewal does not relieve you of any outstanding EMI or financial obligations. The Company may modify renewal terms, fees, or billing cycles with prior notice, and your continued use of the service after such modifications constitutes acceptance of the updated terms.
12. Term & Termination
This Agreement remains in effect while you use our services. We may suspend or terminate your access at any time for violations. Certain obligations survive termination.
13. Copyright Policy
If you believe your copyrighted material is infringed, please contact our designated Legal Agent with details. Misrepresentation of claims may result in liability.
Contact:info@ailocker.in
14. General Terms
- Agreement may be revised with notice; continued use implies acceptance.
- Disputes governed by English Common Law under New Delhi jurisdiction.
- This Agreement constitutes the entire contract between you and Ai-Locker Mobile Finance.